Finance

Finance Options

Spread the Cost with Flexible Monthly Payments

At Iconic Home Improvements, we understand that many customers prefer the option to spread the cost of their home improvements. That’s why we’ve partnered with established credit brokers Ideal4Finance, giving you access to a range of flexible finance plans designed to make your project more affordable.

Whether you’re investing in a new kitchen, bathroom, extension, or essential repairs, finance can help you manage your budget without delaying the work you need.

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Finance

Flexible Finance Options Available

Through Ideal4Finance, you can apply for a range of finance plans tailored to your circumstances. Options include:

  • 0% APR over 12 or 24 months
  • 9.9% APR over 36 months
  • 12.9% APR over 48, 60, or 120 months

A deposit may be required, and this will be agreed with you prior to your application.

Ideal4Finance works with reputable lenders and is rated ‘Excellent’ on Trustpilot. Applications can be completed online at any time, with decisions made quickly based on:

  • Your personal credit profile
  • Your affordability
  • How much you want to borrow
  • The loan term chosen

Here is a representative example of a £5000 purchase financed over 4 years with a 25% deposit:

  • Purchase price: £5,000
  • Deposit amount: £1,250
  • Total credit: £3,750
  • Loan term: 48 months
  • APR: 12.9% (fixed)
  • Monthly repayment: £100.42
  • Total repayable: £4,820.02
  • Total cost: £6,070.02

Please ensure you consider the cost of credit before applying.

Taking out finance is a significant commitment. You should ensure you can make all payments on time and in full. Missing payments may result in financial difficulty and could negatively affect your credit score.

If you’re unsure, we recommend seeking independent financial advice.

Finance

Finance Calculator

Want to understand what your monthly repayments might look like?

Click below to use our handy finance calculator:

Finance Calculator

This tool provides a guide only. Final details will be confirmed during the application process.

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Ready to proceed?

If you need support during your application, you can contact Ideal4Finance directly:

Apply Today

FCA‑Required Disclaimer

Iconic Home Improvements is an Introducer Appointed Representative of Ideal Sales Solutions Ltd, t/a Ideal4Finance. Ideal Sales Solutions Ltd is a credit broker and not a lender (FRN 703401). Finance is available subject to status. The rate offered is always provisional and dependent upon your personal circumstances, the loan amount and the term.